Today, April 16, 2025, is a great day for many U.S. retirees—especially for a specific group of Social Security beneficiaries who will receive their monthly retirement check. The Social Security Administration (SSA) has confirmed that this week’s payment will be sent out to Retiree Group 3, meaning only people who meet certain requirements will receive their benefit today.
This payment is part of the SSA’s regular monthly schedule, which splits retirees into four different groups based on birth dates and the date they started receiving benefits. While everyone will receive their payment at some point during the month, today’s disbursement is reserved exclusively for Group 3 retirees.
Let’s break down who qualifies for today’s payment, how much you could receive, and what to expect if you’re still waiting.
Who Is in Retiree Group 3?
To qualify for today’s Social Security payment, you must meet both of the following conditions:
- You started receiving Social Security retirement benefits after May 1997
- Your birthday falls between the 11th and 20th of any month
If you meet both of these criteria, your retirement payment will be sent out today, April 16, 2025.
This group-based payment system helps the SSA manage its large number of beneficiaries—over 70 million Americans—and ensures that payments are spread out smoothly across the month.
What If You Don’t Have Direct Deposit?
If you’re eligible for today’s payment but haven’t signed up for Direct Deposit, don’t worry—you’ll still receive your money. However, it may arrive a few days later if it’s sent by paper check or loaded onto a debit card.
Direct Deposit is the fastest method to receive your Social Security payment, often delivering funds on the same day they’re issued. If you want to get your benefits quicker in the future, consider signing up for this service through the official Social Security website.
How Much Could Today’s Payment Be?
The maximum monthly retirement benefit in 2025 is $5,108, but only for those who qualified for the highest possible benefit. To get this amount, a person would have needed to:
- Work for at least 35 years
- Earn maximum taxable income each year
- Delay retirement until age 70
If you didn’t meet all of these criteria, don’t worry—most retirees receive a lower, yet steady monthly payment based on their own earnings history and retirement age.
Regardless of the amount, today’s deposit will follow your personalized benefit estimate as calculated by the SSA.
Upcoming SSA Payment Dates for April 2025
The SSA divides retirement payments into four groups:
- April 3: For those who started receiving benefits before May 1997 or also receive Supplemental Security Income (SSI)
- April 9: Group 2 – Birthdays from 1st to 10th, retirement after May 1997
- April 16: Group 3 – Birthdays from 11th to 20th, retirement after May 1997 (today’s payment)
- April 23: Group 4 – Birthdays from 21st to 31st, retirement after May 1997
If your birthday is later in the month, your turn is coming soon.
Today’s April 16, 2025 Social Security payment is good news for many retirees who fall into Group 3. With a potential maximum payout of $5,108, this payment brings essential income for those who’ve worked hard and paid into the system for decades.
If you’re not getting your payment today, check your eligibility group and stay patient—your scheduled deposit is likely just around the corner. And if you want faster payments in the future, enroll in Direct Deposit to avoid delays.
As the SSA continues to manage millions of payments each month, knowing your exact group and payment date ensures that you stay informed and can plan ahead with confidence.
