Millions of people across the United States depend on Social Security Disability Insurance (SSDI) benefits. If you or someone you know receives SSDI, it’s important to stay updated about payment dates and other key details. This week, the Social Security Administration (SSA) has confirmed payments for one group, with another set to receive theirs next week. Let’s break down the schedule and other important things to know.
What Is SSDI?
SSDI stands for Social Security Disability Insurance. It is a government program that gives monthly payments to workers who have a serious disability. To qualify, your medical condition must be expected to last at least one year or result in death. These payments help people who can no longer work due to their health condition.
SSDI Payment Schedule for April 2025
The SSA sends out SSDI payments every month, but not everyone gets paid on the same day. Instead, the payment dates are based on your birth date. Here’s how it works:
Group 1: Birthdays from 1st to 10th
This group already got their payment on April 9, 2025, which was the second Wednesday of the month.
Group 2: Birthdays from 11th to 20th
This group will receive their SSDI payments on April 16, 2025, the third Wednesday of the month.
Group 3: Birthdays from 21st to 31st
The last group will get their benefits on April 23, 2025, the fourth Wednesday of the month.
If you receive both SSDI and SSI, your next payment is set for May 3, 2025.
How Does SSA Send SSDI Payments?
SSDI payments are directly deposited into your bank account at 12:01 a.m. on your payment date. If your payment date is on a weekend or holiday, the money is sent on the last business day before that date. For example, if April 16 had been a holiday, you would have gotten paid on April 14.
Since 2013, the SSA no longer sends paper checks. To avoid delays, it’s important to keep your bank account details updated with SSA.
What Happens If There Is a Payment Delay?
Sometimes, payments get delayed. In 2024, about 2.1% of SSDI payments were late due to incorrect banking details. If your payment is delayed:
- First, check your payment schedule online through the My Social Security account.
- If it’s still missing, contact SSA. They also offer phone support in both English and Spanish.
How Much Can You Receive?
Most people get an average SSDI payment. However, the maximum amount someone can receive is $4,018 per month. This is only for people who worked for at least 10 years and earned the highest taxable income during that time.
Can You Inherit SSDI After Someone Dies?
No, SSDI payments stop when the person receiving them dies. These benefits cannot be passed on to family members. However, there are other types of benefits for survivors, such as:
- Survivor benefits for a spouse, children, or dependent parents.
- A one-time death payment of $255, which the family must apply for.
To receive any survivor benefits, the family needs to show documents, like a death certificate or proof of relationship. Also, if a payment was already made after the person passed away, that money usually doesn’t need to be returned, especially if it was already in the bank.
Staying updated about SSDI payment schedules and rules can help avoid confusion and delays. This month’s SSDI payments are going out in three stages based on birth dates. The SSA uses direct deposit for faster and safer transactions. If someone receiving SSDI passes away, survivors might qualify for other support through Social Security. Always keep your contact and banking info current to receive payments smoothly and on time.
