The Social Security Administration’s payment schedule includes shared dates for retirement and disability insurance (SSDI). The federal agency has already confirmed disbursements for April 2025, with payments made on three different dates each month.
Those who received benefits prior to May 1997 or who receive both SSDI and SSI will continue to receive payments on the third of each month. However, SSDI is distributed on the second, third, and fourth Wednesdays. Find out your payment date based on your date of birth.
Who receives their SSDI payments on April 9, 16, and 23? Here the dates
Wednesday, April 9 corresponds to those born on the 1st-10th of any month. April 16 covers those born from the 11th to the 20th, while April 23 covers those born between the 21st and the 31st of any month.
Beneficiaries who started receiving payments prior to May 1997 will receive them on Thursday, April 3. This mechanism makes no changes to the main schedule, which prioritizes the date of birth for the majority of people. The SSA clarified that this modality addresses previous, unmodified regulations.
SSDI payment maximum increased in 2025
Official data predicts that by 2025, the maximum monthly SSDI benefit for full-age retirees will be $4,018. This amount includes a 2.5% COLA. Independent estimates show an average of $1,580 for SSDI, adjusted for the COLA.
The difference in figures can be attributed to different calculations: the maximum amount takes into account high contributions, while the average reflects a wider range of beneficiaries. Disability Secrets emphasizes that values vary based on work history and disability severity, with a larger group receiving lower amounts than those receiving the maximum.
To be eligible for SSDI, applicants must demonstrate a medical disability that prevents substantial work activities for at least 12 months or results in death. The Social Security Administration (SSA) assesses beneficiaries’ ability to earn more than $1,600 per month, with a higher threshold of $2,700 for blind individuals, known as Substantial Gainful Activity.
In addition, a work history with adequate work credits is required. In 2025, each credit is equivalent to $1,810 of annual income, with a maximum of four per year. Over 24 year olds typically need 5 years of work experience within the last 10 years. The requirements for minors vary according to their age at the time of disability onset.
